107 Pawleys Place Dr, Pawleys Island, SC 29585
2 beds · - baths · sqft
Welcome Home to Beautiful 107 Pawleys Place! This Move-in ready 2 BR, 2 1/2 Bath Townhome can be your next perfect home. Located in the center of our community within walking distance to the Fresh Market shops it shouts location, convenience, and easy living that makes Pawleys Island so special. This is your rare opportunity to purchase a quality and updated home, whether you're looking to make it a Permanent Residence, a Second Home, or an Investment Property. The owner has meticulously maintained this home and pride of ownership is evident. As you enter through the front porch, you'll be happy to see the one Car Garage and overflow parking directly across from the home and the nice landscaping . Once inside the split floor plan is inviting, with tons of Natural Light and has a comfortable vibe throughout. Fresh Paint, Carpet, Laminate Flooring, Fixtures and so much more to enjoy every day. (Lots of it is brand new!) Make sure your agent shows you the list of All the Improvements made in this lovely Townhouse with approx. 1600 square foot. It boasts an equally updated and impressive Kitchen with New Quartz Countertops, updated Appliances, & cabinets with new hardware, and new lighting. Immediately you will be drawn to the Dining and Living room spaces! Memories will be made entertaining here and the view from each is spectacular as it overlooks the tranquil fountained pond! Step out to the screened in Porch for an evening cocktail or simply treasure the early morning call of nature as you sip on a cup of coffee and plan your day. Take a morning stroll or bike ride as the community is loaded with paved sidewalks. The renovated Powder room completes the bottom floor. As you move up the carpeted staircase, you'll see the laundry room with a new washer and dryer included in the sale. The Master Bedroom and Secondary bedrooms are vaulted and freshly painted. The MBR is spacious with ceiling fan, walk-in closet, and there is a great view of the pond. The Master Bath was updated with shimmering quartz countertops, new fixtures, attractive hardware, new lighting, and features a relaxing garden tub. The Secondary Bedroom also provides plenty of space, another walk-in closet, a huge bay type window with an extended ledge, and another updated on-suite Bathroom with a shower tub/ combo. Check-out the Community Pool for summer fun! The location makes it a breeze to get to everything Pawleys; the Beach, shopping, the Waccamaw River, and there are endless outdoor enjoyment opportunities. Don't miss your chance to view and purchase this incredible home before it's gone!
Source: MYRTLEBEACH #2426951
Interest rate and monthly payment estimated based on public records.
Source: MYRTLEBEACH #2426951
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2426951
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.