107 Misty Ln, Goldsboro, NC 27530
4 beds · 3 baths · 2,370 sqft
Welcome to 107 Misty Lane in the very desirable Falling Brook Subdivision. You will love all this space in this lovely home. We have 3 bedrooms and 2 and 1/2 bath rooms. The bonus room is currently being used as a fourth bedroom. As you step through the front door we have a foyer with with a vaulted ceiling and beautiful glass window above the front door. We have two front rooms off the foyer to left and and the right. As you pass the stairway and enter the living room which is open to the dining area and the beautiful kitchen with granite counter tops, lovely tile work and lots of cabinets. First floor laundry room and a half bath. Upstairs you will find a very spacious master, with a vaulted ceiling, a large walk in closet and well appointed master bath. Extra bonus is the second floor outside balcony off the master. There are 3 other large bedrooms and another full bathroom up here as well. We have an attached 2 car garage and another separate 2 car garage in the back. Back yard is fenced perfect for the kiddos and the fur babies. And we have a large covered deck perfect for entertaining and relaxing. Close to all the major highways, SJAFB and everything Goldsboro has to offer.
Source: NORTHCAROLINAREGIONAL #100498494
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100498494
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.