107 Heatherwood Trce, Acworth, GA 30101
5 beds · 3 baths · 3,478 sqft
Get a free consultation call with an expert in the mortgage assumption process.
What a Steal!!! Reduction in Price for this Magnificent Home! Bring your Buyers and Submit an offer today! A perfect Family Home. This house is Magnificent! Upgrades and more Upgrades! Upgrades throughout entire home. Owner spared no expense on upgrades! This meticulously kept home was shown as a model home numerous times. Owner was very detailed in upgrades and upkeep of property. This sought after home in Bentwater Subdivision has 4 bedrooms 3 1/2 baths with a full finished basement with tiled floors and full finished tiled bathroom. It has an intercom system and emote controlled fans and lighting. All windows have custom faux wood blinds, hardwood flooring and tile flooring throughout entire house, granite countertops, a beautiful separate formal dining room, office, media room, eat-in kitchen with bar opens into an open and airy living room with a marvelous gas fireplace for cold and cozy romantic nights. The kitchen features tons of cabinet and counter space with stainless steel appliances, microwave, a large pantry. The laundry room includes a utility sink, custom built shelves and cabinetry on the main level. The upper level has 3 very large bedrooms plus the master bedroom is huge & magnificent with sitting area and two huge walk-in custom closets w/built-in shelves and the awesome granite and tiled master bathroom w/soaking tub is extraordinary w/ separate shower and private water closet. Vaulted trey ceilings are throughout the house. The basement is fully finished and can be an in-law suite for guests or permanent residents. Storage area with shelves and this home has a dual furnace. The deck is enclosed and very spacious to be enjoyed year-round complete with a ceiling fan and a spacious patio beneath the deck. Beautiful front and back yard. There steel spindles on the stair railing, wainscoting and an epoxy floor finish on the beautiful 2 car garage floor. Crown molding runs rapid throughout the entire house, with wooden upgrades on the walls throughout the entire house. OMG check out the glass closet doors with the faux wooden blinds to match the windows. This house has so many upgrades that it is too many too mention along with the meticulous upkeep of the entire property. For entertainment utilize the numerous swimming pools, tennis courts, walking trails, clubhouse, playgrounds and basketball courts. This home is for any family who wants to truly enjoy their home life especially with a magnificent home and so many amenities that come along with owning this home. This home is close to shopping, dining out, Lake Allatoona, lake Point, GA-92 and I-75. If you are looking for a home this could very well be it! THERE IS NO SIGN POSTED IN FRONT OF THE HOUSE. All information is deemed reliable but NOT guaranteed. No Disclosures and no warranties are offered. Seller did not occupy property. OPEN HOUSE COMING SOON!! OPEN HOUSE ON 4-26-2025 FROM 12:00p - 4:00p
Source: GAMLS #10485839
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10485839
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.