107 Greenville Ct, Kathleen, GA 31047
4 beds · 3 baths · 2,235 sqft
Welcome to this on a peaceful cul-de-sac in the Pembroke Neighborhood with NO HOA fee! This bright, southern facing home with tons of natural light has 4 bedrooms / 3 bathrooms with a spacious 2235 Sq Ft. This easy to maintain all Brick home comes Move in Ready. Only 20 min to the Robins Air Force Base! It has a great split main floor plan with a FROG with attached bathroom. The main living area features 14ft high ceilings, ceiling fan, wood flooring, and gas fireplace. Kitchen has solid-surface countertops, stainless steel appliances, solid wood cabinets, heavy duty tile flooring and backsplash and breakfast bar. The breakfast nook has heavy duty tile flooring, a ceiling fan and a large window. The Dinning room has 10ft ceilings, wood flooring and a chandelier. Primary bedroom has a 10ft lofted ceiling, carpet flooring, ceiling fan. Primary bathroom has tile floors, his and hers sinks, a large garden tub, a separate shower stall, private toilet room, and large walk-in closet. Bedroom #2 and #3 have carpet flooring, ceiling fans, and large bay closet. Bathrooms have tile floors, solid wood cabinets, solid-surface countertops. Tons of windows with blinds throughout the home let it in a lot of natural light. The FROG with attached bathroom makes for an excellent home office as you're able to close yourself off from the hustle and bustle of the rest of home for extended periods of time. The FROG has carpet flooring, ceiling fan, small bay closet, and a separate air condition unit. The attached bathrooms have tile flooring, solid wood cabinets, solid-surface countertops. This home is near the end of a quiet cul-de-sac at the back of the neighborhood. The cul-de-sac has two empty lots, one of which is directly next to this home. These empty lots that won't be built on anytime soon because slope of lot will make it more expensive to build. The backyard has a solid woodland break, so you can't see those neighbors. This gives the home a very quiet and private feel, so quiet that many mornings you'll be woken up by birds chirping. Pembroke Neighborhood is a great place for everyone. It has sidewalks. Only a 20 minute commute to the Robins AFB main entrance. Most of Warner Robins and Perry is accessible in under 20 minutes by car. I-75 is 10 minutes away giving easy access to Macon/Atlanta. UPDATE: Brand New HVAC for the main floor is being installed on Monday September 30
Source: GAMLS #10362882
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10362882
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10362882
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