107 Colonist Pl, Cameron, NC 28326
4 beds · 3 baths · 2,418 sqft sqft
Welcome to this spacious 4-bedroom, 2.5-bathroom home in the charming town of Cameron—perfect for those seeking room to grow in an active, friendly neighborhood. Located just 25 minutes from Fayetteville and 15 minutes from Fort Liberty, this home offers the convenience of a quick commute while providing the quiet comforts of small-town living. Plus, shopping, dining, and schools are all just a short drive away, making daily errands a breeze. USDA eligible property, this home is a must-see for those ready to settle into a vibrant community with room to grow—don't miss the opportunity to make it yours! When it comes to making this home your own, there's plenty of potential. The affordable price leaves room for cosmetic updates, allowing you to add your personal touch with a fresh coat of paint or other improvements. Step into a bright, open-concept layout designed with you in mind. The kitchen seamlessly flows into a large living area with soaring cathedral ceilings—ideal for family movie nights or entertaining guests. The main-floor master suite serves as a private retreat, complete with a walk-in closet, garden tub, separate shower, and double vanity. Laundry is also conveniently located on the main floor for easy access. Upstairs, you'll find three generously sized bedrooms and a versatile loft space that can be customized for a playroom, home office, or homeschooling area—whatever suits your needs. A full bathroom with a double vanity ensures there's plenty of space for everyone during the morning rush. Outside, the fully fenced backyard and covered patio offer the perfect spot for BBQs or simply enjoying time outdoors. The neighborhood itself is filled with activities for everyone—take advantage of the community pool, fitness center, and playground. With a new phase bringing even more amenities like an additional pool and clubhouse, your weekends will always be packed with fun.
Source: TRIANGLEMLS #10055106
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10055106
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10055106
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.