107 Cason Noah Dr, Kingsland, GA 31548
4 beds · 3 baths · 2,815 sqft
2.99% VA assumable loan with qualified buyer with buyer's own VA certificate of eligibility. This stunning 4 bedroom/3 bath home is ideally designed for entertaining and family gatherings, with a serene pond and woodland backdrop. Upon entering, you're welcomed by an expansive open floor plan featuring wood-look tile flooring throughout. The living room boasts custom-built bookcases. The kitchen comes fully equipped with stainless steel appliances, ample counter space, and exquisite custom cabinetry. Adjacent to the kitchen is a versatile space that can serve as a second living area or breakfast nook. The home's split floor plan includes generously sized bedrooms. The master suite is a homeowner's delight, complete with a walk-in closet featuring wooden shelving. Its en suite bathroom offers a separate, elegantly tiled shower and dual vanities. The practical laundry room includes cabinetry, wood shelves and a sink, easing the chore of laundry days. Step out through the sliding doors to discover the ideal spot for morning coffee, casual entertaining, or observing nature. The large, screened porch is tiled, while the patio features pavers and a fire pit for outdoor enjoyment. The two-car garage has a tiled floor and houses the water softening system. When you enter the home through the garage you will find a mud bench for convenience. This home is located in the gated community of Fiddlers Cove just minutes from the Laurel Island Links golf course and clubhouse. As a resident of Fiddler's Cove, your homeownership comes with many perks. The HOA takes care of lawn maintenance and irrigation, allowing you more time to enjoy the wonderful amenities. The amenities include a community pool, state-of-the-art fitness center, playground and basketball court. NO FLOOD INSURANCE required. This home is a must-see!
Source: GAMLS #10312461
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10312461
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10312461
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.