1068 AUTUMN PINES DR, Orange Park, FL 32065
Beautiful home on a breathtaking Water and Golf view!!! Resort style community! Barely lived in. Located near top-rated schools. Eagle Landing is a prestigious and well sought neighborhood. Upgrades galore - approximately $100,000 plus worth of upgrades. Gourmet kitchen, crown molding, step trey ceiling, 3 car side entry garage, Large walk-in closet in the Master BR. Master Bath has walk-in shower/doorless for easy cleaning, the back bedroom has french doors leading to the Lanai overlooking the water and golf course. Perfect for an office. Covered rear patio, extended Lanai, 2 remote controlled retractable screen panels, remote controlled awning. Great for entertaining! Remote controlled screen in all the bedroom windows. Surround sound. Amenities include: 18 hole championship GC, a swim park with 4 pools, giant waterslide, diving board, cabana club, over the top kids playground, several activities for kids, 12 tennis courts, pickle ball, volleyball, and basketball courts, Beautiful clubhouse to take your family and guests for lunch, Walking trails, Dog Park, Village shopping store, Athletic Center with 15 cardio stations with personal TV, free weights, and complete lifestyle fitness circuit, Gymnasium/Aquatics. A dream come true community for all ages!!! Close to NAS JAX, new expressway, restaurants, shopping, Theatre, home depot, Target, Ulta, and much more!
You may be able to put down less than the total down payment amount of $107,085 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #2038142
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