1068 Autumn Pines Dr, Orange Park, FL 32065
4 beds · 3 baths · 2,527 sqft
BEAUTIFUL HOME ON A BREATHTAKING WATER & GOLF VIEW!!! Seller is willing to give credit to help with buyer's closing costs. Resort style community! Barely lived in. Located near top-rated schools. Eagle Landing is a prestigious and well sought neighborhood. Upgrades galore - approximately $100,000 plus worth of upgrades. Gourmet kitchen, crown molding, step trey ceiling, 3 car side entry garage, Large walk-in closet in the Master BR. Master Bath has walk-in shower/doorless for easy cleaning, the back bedroom has french doors leading to the Lanai overlooking the water and golf course. Perfect for an office. Covered rear patio, extended Lanai, 2 remote controlled retractable screen panels, remote controlled awning. Great for entertaining! Remote controlled screen in all the bedroom windows. Surround sou Amenities include: 18 hole championship GC, a swim park with 4 pools, giant water slide, diving board, cabana club, over the top kids playground, several activities for kids, 12 tennis courts, pickleball, volleyball, and basketball courts Beautiful clubhouse to take your family and guests for lunch, Walking trails, Dog Park, Village shopping store, Athletic Center with 15 cardio stations with personal TV, free weights, and complete lifestyle fitness circuit, Gymnasium/Aquatics. A dream come true community for all ages!!! Close to NAS JAX, new expressway, restaurants, shopping, Theatre, home depot, Target, Ulta, and much more!
Source: REALMLS #2038142
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2038142
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2038142
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