10671 Uravan St, Commerce City, CO 80022
3 beds · 3 baths · 2,258 sqft
Motivated Sellers, will consider all reasonable offers. Assumable loan available to qualified Buyers. This home is move-in ready and offers an exceptional location within the desirable Reunion community. The many upgrades and finishes are equally stylish and invigorating as they are sophisticated and relaxing. The floor plan offers all the conveniences for today’s lifestyle with the perfect blend of rooms that have a defined purpose and those that can flex to meet your needs. The gourmet kitchen has a large island, a gas range with double ovens and stainless steel appliances. Tons of storage is available in the high-end cabinetry and kitchen essentials can also be stored in the large, walk-in pantry. The quartz countertops along with ample counter space and a deep kitchen sink make it easy to prep and prepare as well as clean. The dining room conveniently connects the kitchen and backyard. Modern, luxury vinyl plank flooring throughout the main floor and the many windows with ample natural light add to the inviting and comfortable feel of this home. Upstairs, find three bedrooms and two bathrooms – a large primary suite with an en suite bathroom and walk-in closet, two bedrooms that share a full bathroom with dual sinks - as well as a loft, and the laundry room. A full basement allows for future growth and can be used now for storage, a home gym, and ping pong games. The backyard can be enjoyed year ‘round with a covered patio and newer landscaping including a smart sprinkler system that can be connected through an app. The home sits right around the corner from the neighborhood coffee house, rec center, pool, parks and trails.
Source: RECO #5392762
Source: RECO #5392762
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5392762
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