1065 N Kirkwood Dr, Pueblo, CO 81007
3 beds · 2 baths · 1,221 sqft
Updated 3 bed, 2 bath, 2 car garage ranch style home in Pueblo West on just over 1 acre. As you walk into the home, you are met with an open floor plan, vaulted ceilings, water resistant laminate floors, ceiling fan, and modern color palette, lighting and fixtures. The designated dining space opens to the kitchen which features white cabinets, plenty of counter space, stainless appliances, pantry closet, and convenient laundry room. The primary bedroom is a private oasis at the back of the home. Large walk in closet, room for a sitting area, and attached primary bath with double sink vanity and tub/shower combo. Enjoy the walk out access to your expansive yard with patio and included seating area & table. Two more good sized bedrooms with large closets and another updated full bathroom complete this charming one level home. Other great features of this home include metal roof installed in 2019, plenty of open space to build another garage or workshop. Zoned for horses, chickens, and other domestic animals. Has amazing mountain views (you can see the 4th of July fireworks)! Also, located in the Pueblo West Metropolitan District and does not have an HOA. The Pueblo West Metropolitan district offers walking & riding trails, equestrian easements, park access and community activities. Located minutes from Pueblo Reservoir, with easy access to I-25 for a quick commute to Fort Carson and Colorado Springs.
Source: PPMLS #9130852
Source: PPMLS #9130852
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9130852
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.