10648 Sunnymead Crest Ln, Moreno Valley, CA 92557
3 beds · 2 baths · 2,159 sqft
Discover the perfect blend of elegance, comfort, and modern upgrades in this stunning single-story home, nestled just below the Moreno Valley hills. Featuring 3 bedrooms plus an additional front room—ideal as a 4th bedroom, private home theater, or computer-friendly home office—this home is designed for both relaxation and productivity. Step through the grand entry onto sleek, updated flooring that flows throughout the home. The chef’s kitchen is a true showstopper, boasting an industrial cooktop, quartz island, updated cabinetry, and high-end appliances—a dream for any home cook or entertainer. The backyard is built for entertaining! Unwind in the spa, perfect your swing on the golf putting green, or fire up the built-in BBQ under the loggia, complete with a mounted TV for game nights. With a fire pit, basketball half-court, and RV parking, this home truly has it all! The primary suite is a luxurious retreat, featuring an upgraded en-suite bathroom and a custom walk-in closet. Additional highlights include solar panels, an oversized laundry room, and a converted garage with a built-in bar—perfect for entertainment, an additional living space, or a potential ADU conversion to help offset the mortgage. Prime Location! This home is just minutes from major convenience stores, grocery stores, top-rated restaurants, and Starbucks, making daily errands and coffee runs effortless. Commuter-friendly and minutes from the freeway, it offers easy access for work and travel. This meticulously maintained home radiates true pride of ownership and is one-of-a-kind in the area! Don't miss your chance to own this extraordinary property—schedule your tour today!
Source: CRMLS #IG25052138
Send questions to support@withroam.com
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: CRMLS #IG25052138
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.