10647 W Layton Pl, Littleton, CO 80127
4 beds · 4 baths · 2,500 sqft sqft
Nestled at the end of a peaceful cul-de-sac, this stunning 4-bedroom, 4-bathroom home boasts one of the most enviable backyards in the neighborhood. Sitting on over a quarter-acre lot, the lush, terraced yard opens directly onto a beautiful park with a brand-new playground—perfect for Colorado outdoor living. Conveniently located within walking distance of Harriman Lake, with quick access to highways 285 and C-470, this home offers both serenity and accessibility. The main floor features a cozy family room with a wood-burning fireplace, a formal living room, and a dining room for gatherings. The spacious kitchen is equipped with brand-new stainless steel appliances, and the adjoining breakfast area—with its bay window—offers stunning views of the picturesque backyard. Upstairs, the primary suite includes an ensuite bath, while the hallway features a full bathroom with a luxurious jetted tub, along with three additional large bedrooms. The finished basement provides extra space with a bonus room, a large laundry area, and a convenient ¾ bath. The highlight of this home is its incredible backyard, starting with a massive deck featuring a built-in hot tub. The terraced yard includes flower beds, vegetable planters, and even a dog run or chicken coop. Plus, the property includes a concrete RV pad with a 50-amp connection. Other notable updates include a brand-new roof, brand-new vinyl siding, a 5-year-old furnace with a steam humidifier, and a 5-year-old AC and water heater. Don't miss the chance to make this exceptional property your home!
Source: RECO #7069875
Interest rate and monthly payment estimated based on public records.
Source: RECO #7069875
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7069875
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