10628 Farmdale St, Firestone, CO 80504
3 beds · 2 baths · 1,790 sqft sqft
Welcome to this meticulously maintained, original owner ranch-style home that truly exemplifies pride of ownership. This stunning residence offers a spacious three-car garage, a full unfinished basement, and a thoughtfully designed backyard, which is a flower lover's dream and perfect for entertaining, all while saving money on your water bill.As you step inside, you'll be greeted by vaulted ceilings and an open floor plan which highlights the kitchen featuring instant hot water, a gas range and newer appliances. The design of this home focuses on creating an inviting and airy atmosphere. The spacious owner's suite is a true retreat, featuring a large bathroom and a walk-in closet. The main floor also boasts a cozy gas fireplace, ideal for those chilly Colorado winters. For summer entertaining, enjoy direct access to a custom back patio, complete with a custom pergola and a decorative wall designed for additional seating and dining space.The backyard is a gardener's delight, featuring a variety of plants and flowers with drip irrigation for easy maintenance. A wood stove in the backyard serves as a fire pit or a unique cooking station for wood-fired pizzas and other culinary adventures. Every brick on the custom walkway was laid by hand, showcasing the attention to detail in this home's design.The current owner, an engineer, has meticulously documented every aspect of the property, including floor plans, receipts, and manuals, ensuring the future buyer's peace of mind. Additional updates include a two-year-old carpet in a pet-free home, a newer HVAC system, a newer water heater, newer exterior paint, and a brand-new roof with a transferable 50-year warranty.Conveniently located within walking distance to schools and the Firestone ball fields, this home offers excellent access for commuters to Hwy 119, Hwy 66, Hwy 52, and I-25. Don't miss this opportunity to own a beautifully maintained home with unparalleled features and convenience.
Source: RECO #ir1015777
Interest rate and monthly payment estimated based on public records.
Source: RECO #ir1015777
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #ir1015777
This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.
The information contained in this publication is subject to change without notice. METROLIST, INC., DBA RECOLORADO MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. METROLIST, INC., DBA RECOLORADO SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.
PUBLISHER'S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
METROLIST, INC., DBA RECOLORADO will not knowingly accept any advertising for real estate that is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.