10615 Osceola Dr, New Port Richey, FL 34654
4 beds · 3 baths · 2,333 sqft sqft
WELCOME TO YOUR REMODELED RETREAT at 10615 Osceola Dr, New Port Richey, FL in Pasco County. Your MARVELOUS home features 4 bedrooms, 3 bathrooms on 1.21 acres of HIGH & DRY cleared land with NO HOA, NO CDD & NO FLOOD ZONE. NO STORM DAMAGE AT ALL FROM HURRICANES HELENE OR MILTON! This BLOCK single family residence is located on the corners of Osceola Dr & Sunbeam Dr & has a fully FENCED yard. There is PLENTY of parking for multiple vehicles on the EXTRA LONG connected driveways. Stepping inside through the PRETTY front door with decorative glass insert, you'll LOVE the WIDE OPEN FLOOR PLAN consisting of the foyer, kitchen, living, dining & family rooms. The BEAUTIFULLY RENOVATED kitchen consists of wood cabinets with brushed gold handles, SHIMMERY QUARTZ counters with hues of blue, subway backsplash in a textured ocean blue color, breakfast bar with MODERN pendant lights, stainless steel appliances including a BRAND NEW microwave (10/2024), 4-door fridge (2/2023), range (10/2022), deep undermount sink with gooseneck faucet (automatic on/off feature), crown molding & a WALK-IN PANTRY that would make a million-dollar home jealous. The dining room features a CONTEMPORARY cylindrical chandelier while the bedrooms & family room feature ceiling fans to circulate the cool breezes. THERE ARE TWO PRIMARY BEDROOM SUITES so this home is IDEAL for multi-generational living! The first primary bedroom located off the living room can easily fit king-size furniture & has a MASSIVE walk-in closet & en suite bathroom. The RENOVATED private bathroom consists of tile floors with ZERO-ENTRY into the beautifully-tiled shower, multiple shower heads for a SENSUAL SPA experience, sliding glass door, safety handles & penny-tiled wall insert. This primary bathroom also has the Carrera-marble QUARTZ counter, soft close drawers on the cabinet vanity, triple pendant light, brushed nickel faucet & 4x4 window boxes for added NATURAL light. The SECOND PRIMARY BEDROOM is located off the family room & has double French doors, is large enough to fit king-size furniture & has a private bathroom. This REMODELED bathroom features hexagonal ceramic tiles, triple pendant light, shower with ZERO ENTRY, safety handles, rolling glass shower door & stylish vanity with bowl sink. These 2 bath remodels were permitted (9/2020). The 3rd & 4th bedrooms are located on the opposite wing of the home along with the 3rd bath with tub/shower combo. The dedicated laundry room can be another storage room. Access the backyard to the covered concrete patio through the double French doors off the family room. Run a business from home or need space to tinker? NO PROBLEM! Enjoy the COLOSSAL detached workshop/garage with electric & AC of approximate dimensions 30'x24' & an additional shed with rolling door & ramp of approximate size 16'x12'. This property is serviced by well & septic. The MAJOR SYSTEMS of this home have been updated: 3D roof on both the house & garage (3/2020); double-pane, low-E, thermal tinted windows (10/2020 & 8/2021); TANKLESS water heater (9/2020), AC (2020) & water softener. This home has a sinkhole remediation from 8/2015. It is fully insurable & all documentation is available for review. There is PLENTY of room to build & expand your COUNTRY ESTATE. BLOCK HOUSES on ACREAGE are in demand! The location is SUPERB near restaurants, shopping, schools, places of worship, medical plazas, beaches & tourist attractions. MAKE THIS YOUR FUTURE HOME!
Source: STELLAR #w7869855
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7869855
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7869855
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