1061 PINEHURST DR SE, Smyrna, GA 30080
Welcome to this meticulously renovated ranch-style brick home, where every detail has been carefully considered to maximize both functionality and style. No expense has been spared in this exceptional renovation, resulting in a home that far exceeds the average standard.Step into the open floor plan and discover a stunning kitchen featuring solid wood cabinets, Blum soft-close adjustable glides, an integrated oversized roll-out pantry, and built-in cabinet storage, including a convenient pull-out trash compartment. The kitchen also boasts Quartz countertops, a gas range, custom-built range hood, and an oversized island with double-sided storage - a true entertainer's dream.This home is move-in ready, with new double-paned energy-efficient windows, generously sized bedrooms, separate laundry facilities, specialty tile, a woodburning fireplace, and new natural color wood flooring throughout. The primary suite is a luxurious retreat, offering a walk-in closet, a spacious multiple shower head walk-in shower, and dual vanities. The stylish custom powder room adds a touch of elegance to the home.Outside, the owner has thoughtfully added a driveway at the back, providing an additional entrance from McCauley Rd. Situated on an oversized corner lot, this home is a true gem that must be seen to be fully appreciated. You are a short distance from Smyrna Village, Truist Park-The Battery, and Tolleson Park. No HOA! Don’t miss the opportunity to witness this extraordinary transformation for yourself!
You may be able to put down less than the total down payment amount of $69,395 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7439022