10608 Hibiscus Cv, Helotes, TX 78023
4 beds · 3 baths · 3,068 sqft
Solar Panels galore. New California Closets $4k, Looks can be deceiving if you look at the front of this home but once you are inside, you will see how huge it is. Welcome to this exquisite 3068 sq. ft. home with paid off Solar Panels nestled in the charming community of Lantana Oaks in Helotes, Texas. Backyard outside camera, doorbell and Nest thermostat to remain with the home. Home is also wired for security system. Boasting a thoughtful layout and modern amenities, this residence is perfect for owner's seeking comfort, convenience, and sustainability. Upon entering, you are greeted by a spacious floor plan that includes 4 bedrooms, ensuring ample space for both household members and guests with a possible 5th bedroom. The master bedroom, conveniently located on the first floor, features a luxurious California closet, providing ample storage and organization options. As you walk in to your left is a well-appointed guest room with its own bath, offering privacy and comfort for visitors or elderly members. Two dedicated offices cater to professionals or those needing versatile workspaces, ensuring productivity without sacrificing home comfort. Entertainment options abound with a dedicated media room/ Bedroom, ideal for movie nights or gaming sessions with loved ones. For outdoor enthusiasts, the backyard is a retreat with a concrete pad perfect for kids to ride bikes or play, creating cherished memories in a safe environment or enjoy the covered patio and cookouts while kids play. This home is not only functional but also environmentally conscious with paid-for solar panels, ensuring reduced energy costs and a smaller carbon footprint. A new water softener, which will stay with the home, adds to the comfort and longevity of appliances and plumbing. Conveniently located near major highways, commuting is effortless, making it easy to access nearby amenities, shopping centers, and entertainment venues. Additionally, the neighborhood is served by exceptional schools and daycare facilities, ensuring quality education and childcare options for growing families. In summary, this home in Helotes, Texas, offers a harmonious blend of comfort, functionality, and sustainability, making it an ideal choice for discerning buyers seeking a modern lifestyle in a vibrant community. School bus picks up in the front of the home.
Source: SABOR #1792511
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1792511
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1792511
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.