10608 Hartley Ln, Fort Worth, TX 76108
4 beds · 3 baths · 2,635 sqft sqft
Looking for a spacious, beautiful home in Fort Worth? Check out 10608 Hartley Ln! This fantastic property offers 4 bedrooms, 3 full baths, an office, 2 living areas, and 2 dining areas—ideal for a growing family or multi-generational living. From the moment you step inside, you'll love the open and airy layout with beautiful porcelain flooring throughout most of the common areas. The kitchen features an island, electric range, ample cabinet and counter space, a marble backsplash, and a pantry. The main living room has plenty of natural lighting and is open to the kitchen, creating an inviting atmosphere. The primary suite includes a walk-in closet, soaking tub, separate shower, and double vanity. There is also a secondary bedroom and full bath downstairs to accommodate guests, in-laws, or older children seeking privacy. Upstairs, there's a second living area and two additional bedrooms with a full bath. The home is equipped with two water heaters and separate AC units for the downstairs and upstairs areas, ensuring optimal comfort and efficiency. The private backyard offers plenty of space for pets or relaxing and backs up to a green field designated by the HOA as a dog park—no back neighbors! Roof replaced this summer, 2024. Don't miss this charming home, just minutes from shopping, dining, and entertainment! Schedule your showing today! All MLS information is deemed accurate and reliable but not guaranteed. Buyer and Buyer's Agent to verify any and all information herein, including but not limited to, HOA restrictions, HOA dues, taxes, MUD, SUD, PID, special taxing authorities, features, amenities, room count, room measurements, and schools.
Source: NTREIS #20747531
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20747531
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20747531
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.