106 SW 33rd Ave, Cape Coral, FL 33991
4 beds · 3 baths · 2,550 sqft
Welcome to this stunning 4-bedroom, 3 bathroom home located in the highly desirable and rapidly growing neighborhood of Southwest Cape Coral! From the moment you arrive, the expansive paved driveway and 3-car garage create a grand entrance, complimented by accordion hurricane shutters over the main entryway for added protection and peace of mind. The interior offers a thoughtful and versatile layout, starting with a spacious front office or den, perfect for a business space, additional bedroom, or studio. Adjacent to this is a charming sitting room, ideal as a playroom or second office area. The open concept central living area serves as the heart of the home, seamlessly connecting to the kitchen, which is a chef's dream with its granite counters, stainless appliances, modern cabinetry, large center island, and elegant tile backsplash. Next to that, a coffee/wine bar with glass front cabinets providing additional storage and serves as the perfect spot for morning coffee and evening gatherings, all enhanced by stylish pendant lighting and crown molding. The flooring throughout the home is both elegant and practical, with large tile on the diagonal in the living areas, while modern laminate flooring adds warmth to the bedrooms. The owner's suite is a true retreat, offering private access to the lanai, a spacious walk-in closet, and a luxurious en suite bathroom featuring a Jacuzzi tub, glass enclosed walk-in shower, dual vanities, and a separate water closet. Guest bedrooms feature shower/tub combos and single vanities. Enjoy the screened lanai area, paved and designed for both relaxation and entertainment, complete with a spacious covered sitting area for shade and protection. Lanai also features accordion shutters for any storms! Additional conveniences include a laundry room off the kitchen and an energy efficient HVAC from 2018, and few-year-old water heater! Nestled in a vibrant and fast-developing area, this home combines modern with luxurious amenities and practicality. Perfect for families or professionals seeking the best of SW Cape Coral living! Schedule your showing today!
Source: FORTMYERS #225031298
Financials
Source: FORTMYERS #225031298
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.