106 Rose Trellis Way, Hubert, NC 28539
4 beds · 4 baths · sqft
Nestled within the charming community of Peyton's Ridge, this two-story 4 bedroom & 4 bathroom sanctuary offers 3000 sq ft of bliss. When you enter this home you are greeted by an impressive foyer welcoming you home. Enjoy a delicious dinner in your formal dining room or relax in your grand living room by the electric fireplace. Culinary adventures await in the spacious kitchen with stainless steel appliances, plenty of cabinet space, breakfast nook, and a large kitchen island that inspires culinary creativity. A first-floor bedroom is perfect for guests. Ascend the U-shaped staircase to discover more surprises-a laundry room conveniently located near bedrooms and a versatile bonus room limited only by your imagination. The master bedroom is a haven featuring a cozy sitting area, expansive walk-in closets, and a luxurious master suite bathroom with a separate stand-up shower and well-appointed soaking tub for relaxation. Enjoy your morning beverage on your screened in porch where you may periodically be greeted by deer grazing in the woods behind your fence or wrap up your evening star gaze on your large back deck. For those young at heart (or simply young) there is a whimsical treehouse waiting to be explored! There are a lot of possibilities with the space inside and out that 106 Rose Trellis Way has to offer, don't miss the opportunity to call it home.
Source: NORTHCAROLINAREGIONAL #100470689
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100470689
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100470689
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.