106 Pond Pine Loop, Currituck, NC 27929
4 beds · 3 baths · sqft
Welcome home! This beautifully updated 4-bedroom home has 2 and a half baths inclusive of a 2nd floor master bedroom with ensuite, 1.5 car garage, a dedicated 1st floor laundry room and updates throughout. Step inside to discover brand-new LVP flooring throughout the first floor, providing a sleek and stylish foundation. Freshly painted walls and trim enhance the home's inviting ambiance, while new light fixtures in the dining room and foyer add a touch of elegance. The heart of the home is the open kitchen and living area, featuring stunning granite countertops and a pantry closet. This space is perfect for entertaining or relaxing. From the living area you can step directly onto the back porch, complete with a ceiling fan for added comfort, and enjoy views of the spacious, fully fenced backyard, which is just shy of half an acre. The location of this home is ideal with both the back and front yard backing up to common areas. The spacious backyard is full fenced in and just over an acre. It overlooks a tranquil common area and wooded are behind that, offering a peaceful retreat right at home. Additional updates include new siding on the storage shed, providing ample space for your outdoor tools and gear. Nestled on a quiet loop away from heavy neighborhood traffic, this home provides a perfect blend of privacy and community. The neighborhood offers miles of walking trails, common areas, two fish-stocked ponds for catch and release, playgrounds, and a basketball court, ensuring there's something for everyone. Don't miss the opportunity to make this exceptional property your own and enjoy the best of both comfort and community living. Schedule your showing today!
Source: NORTHCAROLINAREGIONAL #100459479
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100459479
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100459479
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.