106 Olin Dr, Inman, SC 29349
3 beds · - baths · sqft sqft
Come fall in love with this Ranch home in a country setting!! This cute and well maintained home has everything that you could want and more. As soon as you drive up you will feel the comfort of home. Your rocking chair wrap around porch will greet you upon arrival. Then walk in and you will instantly know that this love has been well taken care of. Updated with LVP/Hardwood flooring. Bright cozy eat-in kitchen with granite countertops and stainless steel appl. This split floorplan has the primary suite located towards the back of the house with a elegant primary full bath that features a garden tub, dual sinks, walk in closet and sep shower. 2 more bedrooms are located on the other side of the house that share a full bathroom. Relax on your rocking chair front porch or for privacy on your side screen porch located off of the kitchen area. Don't miss the EXTRA FLEX space/office above the 2 car garage with its own entrance from the back deck. There is still time to enjoy your above ground pool and outdoor area on 0.61 of a acre. NO HOA in this community !! Beautiful country views as you drive to and from work. Call today for your showing!!
Source: GREENVILLESC #1536840
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1536840
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1536840
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.