106 GENERALS PL, Canton, GA 30114
Charming Craftsman Style Home with a three car garage that is perfectly positioned in the highly sought after community of River Green! From the moment you arrive, you’ll be captivated by its impeccable curb appeal, lush green lawn, and a welcoming Southern-style rocking chair front porch—perfect for those relaxing mornings and afternoons. Venture inside to a sun-drenched, two-story foyer with gleaming crown molding and hardwood floors that lead you through a thoughtfully designed, open-concept floor plan. To your left, an elegant formal dining room, bathed in warm light from a sparkling chandelier, flows seamlessly into a chef’s dream kitchen. Here, you'll find quartz countertops, a chic subway tile backsplash, a coffee bar, and an expansive kitchen island with kitchen sink that faces the cozy family room. This kitchen is fully equipped with brand-new stainless steel appliances, including a smart fridge, double oven, gas stovetop, dishwasher, and more—everything you need to create culinary masterpieces and easy to entertain. The family room, visible from the kitchen, boasts a charming stone fireplace, ideal for those cozy evenings at home. Adjacent to the kitchen is a delightful breakfast nook with picturesque views of the backyard. Explore through the backdoor onto a stunning screened-in deck, perfect for morning coffees and wining down after work, or an uncovered deck, ideal for grilling and entertaining. The inviting living room also connected to the kitchen, is a bright, airy space with large windows, charming coffered ceilings, and a tiled gas log insert fireplace with glass door and a beautiful mantle. Whether it’s for family gatherings or a playful retreat, this room offers endless possibilities. A guest bedroom with an adjoining full bathroom completes the main level, offering comfort and convenience. Upstairs, the oversized master suite is a private haven, featuring a spacious sitting area bathed in natural light, tray ceilings, and a ceiling fan. The luxurious master bath is a spa-like retreat with vaulted ceilings, elegant tile floors, his-and-hers vanities, a makeup vanity, a tucked away water closet, a large walk-in shower, and a whirlpool tub with serene views. A generous walk-in closet conveniently wraps around and even connects to the laundry room, which features tile floors, ample shelving, and a utility sink! Two additional bedrooms share a well-appointed Jack and Jill bathroom with roomy granite countertops, while a massive bonus room offers endless potential—whether as a second living room, home office, or even a playroom! An additional bedroom with an En-Suite bathroom provides even more space for family or guests. But the surprises don’t stop there. This home also features over 1,500 square feet of unfinished basement space, already stubbed and plumbed, ready for your personal touch. With daylight windows and exterior access to a newly added patio with a jacuzzi hot tub, this area could easily become the ultimate entertainment or relaxation space. The backyard extends beyond the lawn into the woods, where cleared paths lead directly to the serene Etowah River. Located at the quiet, low-traffic end of River Green, this home offers both tranquility and a vibrant community lifestyle, complete with incredible amenities. Rising 9th graders will have the incredible opportunity to attend the newly constructed state of the art Cherokee High School in 2026. Don’t miss your chance to experience this exceptional property—schedule your private tour today and discover the unparalleled charm and comfort this home has to offer!
You may be able to put down less than the total down payment amount of $232,787 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7442026
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.