106 Cedric Ct, Goldsboro, NC 27530
4 beds · 3 baths · 2,880 sqft
ELEGANT and Functional Best Describes this 4-bedroom, 2.5-bath home spanning 2,880 sqft. Situated in the desirable Ingram Fields subdivision and the sought-after Rosewood school district, this home offers exceptional features for comfortable living. CUL-DE-SAC LOT!! The inviting curb appeal is enhanced by a large covered front porch and STONE Accents plus Beautiful Landscaping, while the screened porch and patio in the backyard are ideal for relaxing or grilling with friends and family-Don't Miss the Raised Herb Garden :-). The attached 2-car GARAGE provides convenience and ample storage. Nice entry FOYER that leads to an office/FLEX ROOM PLUS a formal dining room adorned with a coffered ceiling. The heart of the home is the HUGE GRANITE island kitchen featuring stainless steel appliances, under-counter lighting, TONS of Counter Space for Cooking/Baking and an additional Sunny dining area—perfect for entertaining or casual meals. The GRAND family room boasts a cozy fireplace SIZED for SECTIONAL Sofa and MORE... The owner's suite is a private retreat with a GIGANTIC walk-in closet PLUS another LARGE Closet (2), double vanity, soaking tub, and walk-in shower. Additional highlights include a large laundry room and ENERGY-efficient SOLAR panels. ALL BEDROOMS are Spacious and Feature Large Walk-in Closets!! UPGRADES include: TILE Flooring in Wet Areas, Laminate Flooring DownStairs, Under the Counter Kitchen Lighting, Surround Sound, SOLAR PANELS, Stone Accents, Gutters, & MORE!! Don't miss the opportunity to call this beautiful home yours! Minutes to Down-Town Goldsboro, Princeton NC, Rosewood, plus EASY Commute to Raleigh as well!!
Source: NORTHCAROLINAREGIONAL #100480596
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100480596
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100480596
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