106 Acapulco Ct, Lakeway, TX 78734
6 beds · 4 baths · 3,549 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Stunning Lakeway Home with Exceptional Features and Three Outdoor Living Spaces. Enter this hidden gem through the front gate and be greeted by a private, cozy courtyard, perfect for unwinding. Enjoy resort-style living with a newly built 2021 heated pool and jacuzzi, as well as a spacious upstairs balcony, and is situated on a peaceful cul-de-sac lot for added privacy. Upon stepping inside, you’ll be captivated by the abundance of natural light in the main living area, where the large fireplace serves as a striking focal point. The main floor offers the primary bedroom, while an additional bedroom with a closet across the hall is perfect for a nursery, office, workout space, or flex room — although it does not have direct access to a full bath. The updated primary bathroom boasts a soaking tub, his and hers vanities and walk-in closet. The 325 sq ft guest en-suite, conveniently located off the kitchen, features a French door that leads to the pool area, along with a bathroom equipped with a stand-up shower. Upstairs, you'll find three large bedrooms (one could easily be transformed into a second living area), and a hallway leading to the expansive private balcony. Additional features include a large attic space, no HOA, and a prime location just minutes from the hospital and Hill Country Galleria with shopping, dining, and Whole Foods. Lake Travis Marina is only 3.1 miles away. Take advantage of the opportunity to assume the current VA loan at a 3.75% interest rate (call for more details). loan in place and could be assumed - 3.75% interest rate (call for details)
Source: ACTRIS #3030126
Source: ACTRIS #3030126
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.