10589 Winterflower Way, Parker, CO 80134
4 beds · 4 baths · 2,465 sqft sqft
Welcome to the Stonegate Community! This beautiful 4 bed 4 bath home perfect for anyone wanting versatile living space awaits you! You will enter a warm sunfilled entry, to an open Great Room and Dining space that is perfect for casual family time or for entertaining guests. An updated kitchen featuring granite counters, and stainless steel appliances overlooks a cozy family room with built-in bookshelves and a lovely warm gas fireplace. Take your casual time outside on an oversized low maintenance covered Trex deck accessible from either the kitchen or family room! The split backyard is one of the largest lots in Stonegate, and is ideal for pet lovers. Upstairs you will find a lovely and private primary suite with a 5 piece bath including a huge soaking tub, dual sink vanity, private water closet and a huge walk in closet. Any of the 3 additional bedrooms could easily be used as office space, and have access to an upgraded full bathroom. The finished basement is a perfect bonus space for multi-generation separation with a 3/4 bath, or potential for a 5th bedroom. Located in sought after Stonegate offering country club like amenities including multiple pools, parks, tennis, pickle ball and miles of trials. You can enjoy the Adult pool/spa year round! A low HOA fee of $200 per year! Location is a commuters dream just off E470 and I25 with great access to local schools, shopping, dining, entertainment plus 10 minutes to a light rail station, 25 minutes to DIA, and 10 minutes to Park Meadows. Don't miss out on this gem of a home priced to sell. A new roof installed April 2024 with Class 4 wind impact shingles provides a home insurance discount! Seller is generously offering a transferrable home warranty valid to April 2026 for peace of mind!
Source: RECO #1816074
Interest rate and monthly payment estimated based on public records.
Source: RECO #1816074
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1816074
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