10581 Landau Ln, Bonita Springs, FL 34135
4 beds · 4 baths · 2,570 sqft
Get a free consultation call with an expert in the mortgage assumption process.
GORGEOUS-STUNNING "LAKEFRONT" , New roof 2023, REMODELED ($150,000+/-) 4 BEDROOM, 3.5 BATH, 2 CAR GARAGE, BRAND NEW POOL HOME! New A/C 2024. Florida living awaits you in this fantastic home. Soaring 12' ceiling with 12" crown molding throughout and 6" baseboards. Traver-tine Marble floors greets you from the foyer through the kitchen, living area, dining area, and guest bath. 8' high sliding glass doors open a full 12' across, inviting you to the POOL and with lake views. ""CHEFS" KITCHEN WITH ALL WOOD CABINETS, STAINLESS STEEL APPLIANCES, CORIAN (LOW MAINTENANCE) COUNTER TOPS, PANTRY, TILE BACK-SPLASH AND EAT-AT-BAR W/STOOLS FOR FAMILY KITCHEN GATHERING. HUGE MASTER BEDROOM WITH 12' VOLUME CEILINGS, HIS & HERS SEPARATE WALK-IN CLOSETS, SOAKING TUB AND FLOOR-TO-CEILING GLASS AND TILE WALK-IN SHOWER and sliding glass doors leading to your lanai and small private courtyard. A 16x18 family room is an added bonus, with space for your billiard table, music room, or home theater. A FANTASTIC, CUSTOMIZED LARGE NEW "CUSTOM" POOL CAGE, Pool/pool equipment one year old/ equipment has warranty that’s transferable, LARGE COVERED LANAI DESIGNED WITH A "SOUTH BEACH" VIBE and outside cable TV for family sports gatherings and Bar-B-Q's,The water heater is new (less than a year) - Home is close to: A-RATED SCHOOLS, MAJOR SHOPPING, CHURCHES, HOSPITALS, RESTAURANTS AND ALL THE BEST ENTERTAINMENT IN THE BONITA SPRINGS/ NORTH NAPLES AREA. The many extras in this 2002 home include security system, and in-wall pest control system. Bonita Springs Golf and Country Club is a very family friendly neighborhood and a great central location in Bonita. HOME COMES WITH A ONE YEAR COMPLETE HOME WARRANTY FOR TOTAL BUYER COMFORT. THIS HOME IS A "BEST VALUE" PREMIER HOME!
Source: NABOR #224055091
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NABOR #224055091
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.