1058 Provence Pl, New Braunfels, TX 78132
4 beds · 4 baths · sqft sqft
Welcome to Your Dream Hill Country Modern Farmhouse! Nestled in the charming and vibrant Vintage Oaks community, this stunning Hill Country Modern Farmhouse awaits your arrival. With a spacious 4-bedroom, 3.5-bath layout, plus a versatile bonus room that can easily be your 5th bedroom, this home merges contemporary elegance with cozy farmhouse charm. As you step into the entryway, you are greeted by a formal living or dining area, setting the tone for the home's warm and welcoming atmosphere. A private study and half bath are conveniently tucked away on the right, providing a quiet space for work or relaxation. The heart of the home is the family room, where natural light pours in. transom Beautiful Transom windows surround the room, wood burning fireplace with gas starter and doors leading to the inviting patio. Adjacent to the family room, you'll find the Chef's Kitchen, a true showstopper with its huge center island featuring a farm sink, gas top stove, and custom cabinets with both upper and lower lighting. Retreat to the primary bedroom and bath off the family room, complete with private access to the back porch. The spa-like bathroom boasts separate vanities, a makeup area, a garden tub, a separate walk-in shower, and a gorgeous closet with built-ins-everything you need for ultimate relaxation and convenience. Additional bedrooms and the bonus room are thoughtfully positioned off the kitchen, providing space and privacy for the whole family. Upstairs, enjoy a quiet Guest Suite Retreat complete with a mini-bar and private bath featuring a huge walk-in shower-perfect for hosting friends and family. The backyard is your private oasis, complete with a covered porch and fireplace. It's an ideal spot for peaceful mornings or relaxing evenings, allowing you to soak in all the natural beauty that surrounds you. This home isn't just beautiful; it's award-winning too. It received the San Antonio Builders Assoc. Home Design Summit Award, a testament to its exceptional design and quality. Living in Vintage Oaks means embracing a lifestyle filled with amenities. Enjoy the Lazy pool, Fitness Center, Wine gatherings, fireworks, concerts, biking, jogging trails, and so much more. There's always something to look forward to! Don't miss the opportunity to make this Hill Country Modern Farmhouse your forever home. Come and experience the perfect blend of luxury and comfort today! Don't miss the walk through video located in the virtual tour tab!
Source: SABOR #1801555
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1801555
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1801555
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.