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1055 Tifford Ln

Osteen, FL 32764

1 beds · 1 baths · 943 sqft

$700,000

$3,269/mo at 4% with Roam

$3,899/mo at 7% with a bank loan

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About this home

Welcome to your dream retreat nestled along the picturesque St. Johns River in Osteen, FL. This expansive 9.8-acre property offers a unique blend of natural beauty, modern amenities, and endless possibilities. As you enter the property, a stunning oak tree-lined driveway welcomes you, leading you to the centerpiece of this estate—a charming 1-bedroom, 1-bathroom bardominium. The front half of the property is high and dry and ready for you to build your DREAM HOME like many others in the neighborhood have done. If not, this area features multiple irrigation wells, perfect for those with a green thumb or a vision for agricultural ventures. Once you pull up to the home you'll notice the downstairs of the barndominium is a fantastic climate-controlled 3-car workshop below. This is the ultimate space for storing your boats, side-by-sides, 4-wheelers, or any other toy - this workshop is a hobbyist’s paradise. Upstairs, you'll find a gourmet kitchen, wood floors, a spacious living area, and a large screened-in porch with a grilling station—ideal for enjoying the tranquil surroundings. An elevator provides easy access to this upper level, making it both convenient and accessible.But the magic doesn’t stop at the home itself, this property is only getting started! A private road winds its way to a large clearing at the river’s edge, where you can park an RV, gather around a bonfire, or simply take in the breathtaking views. This road is grandfathered in, providing exclusive access to a part of the property where no further development is allowed—a truly rare asset. The recently redone dock offers direct access to the river, perfect for fishing, boating, or simply relaxing by the water. The property also boasts two versatile sheds, both equipped with electricity and water. Whether you envision Airbnb rentals, guest houses, man caves, or garden shops, the possibilities are endless. Additionally, an RV station with power, sewer, and water hookups is conveniently located near the main home. Sustainability is a key feature of this property, with the home powered entirely by solar energy. A fenced garden with multiple raised beds offers a great space for growing your own produce. Included with the property are several essential tools and toys: a lawnmower, weed whacker, side-by-side vehicle, and golf cart—all ready to help you maintain and enjoy your new oasis. This riverside paradise offers the perfect blend of seclusion, adventure, and comfort. Don't miss your chance to own a piece of Florida’s natural beauty with endless potential. Schedule your private tour today!

Source: STELLAR #o6234330

943 sqft
9.8 acres
Single Family
Built in 2015

Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Apr 14, 2025 07:59 pm
Listing provided courtesy of: RE/MAX TOWN & COUNTRY REALTY (407) 695-2066
Details provided by STELLAR and may not match the public record.
MLS ID: #o6234330
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