10549 Kelowna Vw, Colorado Springs, CO 80908
5 beds · 5 baths · 4,340 sqft
Welcome to this stunning home in the comfort of the Bison Pointe Gated Community! Step inside to discover cathedral ceilings, an abundance of natural light, breathtaking mountain views, and a multitude of special amenities. Experience a life of luxury in the gourmet kitchen featuring an over-sized island with granite counter-tops, custom cabinets, a spacious pantry, and upgraded stainless steel appliances. The primary suite is conveniently located on the main level and features a spacious bathroom with two separate vanities, a giant walk-in closet, and a private walk out to the backyard. Upstairs you will find a generous loft and an enormous bedroom. Retreat to the basement and enjoy the luxurious wet bar with a wine fridge, an expansive rec room perfect for entertaining, and two additional bedrooms. All 5 bedrooms have their own dedicated bathroom, while one in the basement is equipped with a jetted tub! For ultimate convenience, the lawn and sprinklers in the front and rear are maintained by the HOA on a weekly basis. The backyard includes a hot tub pre-wire and a gas line on the patio to make way for an entertainer’s dream. Other extras include electric car chargers in the garage, a tank-less water heater, and pendant light pre-wires. The home is conveniently located between the Powers Corridor & Voyager Pkwy with quick access to I-25 and a short distance to top rated schools of D-20. Schedule your showing today!
Source: RECO #6902497
Interest rate and monthly payment estimated based on public records.
Source: RECO #6902497
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6902497
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