10546 Boston St, Commerce City, CO 80640

Take advantage of this opportunity to own a stunning 3-bedroom, 2-bathroom ranch-style home in the sought-after Belle Creek neighborhood! From the moment you arrive, you'll be captivated by the charming curb appeal, featuring a 2-car garage, stone accent details, a cozy front porch, and a beautifully maintained front yard. Step inside to discover a meticulously cared-for interior that radiates warmth and style. Abundant natural light, a tasteful designer color palette, recessed lighting, and wood-look flooring in the common areas create an inviting atmosphere. Plush carpeting in the bedrooms adds comfort. The open-concept layout is perfect for gatherings, with sliding doors that seamlessly connect indoor and outdoor living spaces. The impressive kitchen is a chef's dream, boasting stainless steel appliances, quartz countertops, cabinetry with crown molding, and a prep island illuminated by pendant lighting over the breakfast bar. A versatile office space adds functionality to this already exceptional home. Retreat to the spacious main bedroom, which features a walk-in closet and an ensuite bathroom with dual quartz sinks. Additional upgrades include a newer water heater, a new roof, and new siding. Best of all, the owned and paid-off solar panels provide significant energy savings! The backyard is truly the showstopper—one of the largest in the neighborhood! It offers an expanded covered patio, perfect for hosting or relaxing in your private outdoor retreat. This home is conveniently located near shopping, dining, golf courses, and entertainment. With quick access to Hwy 85 and I-76, commuting downtown or enjoying the nightlife is a breeze. Proximity to DIA makes travel effortless, adding to the home's appeal. Don’t miss your chance to call this gem your own!

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

• Buyers
• Agents
• Sellers

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Last updated: Dec 03, 2024 12:29 pm

Listing agent: The Dixon Group (719) 399-0023

Listing provided courtesy of: Keller Williams Trilogy (303) 345-3000

Details provided by RECO and may not match the public record.
MLS ID: #6156628

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