10544 Via De Robina Ct, Clermont, FL 34711
3 beds · 2 baths · 1,706 sqft
Clermont Chain of Lake Access! Low HOA! Lake view from your front screened lanai! Check out the video link: https://bit.ly/4e6qBo2. When you pull up to the cul de sac, then up your extended driveway to your home that sits on a hill and faces a lake, you'll realize what makes this property so special. The moment you walk up, you will notice the beautiful landscaping accompanied by a relaxing water fountain. This home has a large screened in front patio that is perfect for lounging at all times of the day. Along with the patio, you have a breath taking view of Ralph Lake from the bonus room. When you step into the home, you're met with great amounts of natural sunlight. This home has an open split floor plan with tile flooring throughout, and the bedrooms having vinyl. This home has fresh interior paint, 5 inch baseboards, crown molding, and all new fixtures. As you stand in the bonus room, you really start to take in how beautiful the view is as you look out to the lake. The kitchen has all stainless steel appliances, stone counters with plenty of cabinetry and an oversized pantry. Down the hall is two ample sized bedrooms along with secondary bathroom. The primary bedroom is located on the other side of the house offering great space and extra shelving up top for decor. The primary bathroom has been completely upgraded, featuring a stand alone shower, a soaking tub, tile floors, adjustable mirrors, gentle height sinks, and a heating lamp. Out back is large screened in lanai that is perfect for entertaining guests. Bring the jacuzzi! The Lani is wired to house a hot tub for the perfect afternoon recovery. Crescent Lakes neighborhood features a private boat dock and ramp that gives you access to the Clermont Chain of Lakes, low HOA, and just a quick commute to shopping, dining and entertainment including the growing Downtown Clermont.
Source: STELLAR #g5087564
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5087564
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5087564
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