10542 Coral Key Ave, Tampa, FL 33647
5 beds · 3 baths · 3,719 sqft sqft
***PRICE ADJUSTMENT!! MOTIVATED SELLERS!! MUST SELL!! *** This large two-story house is located in the beautiful golf and country club community of Heritage Isles in New Tampa. This spacious house is located on a corner lot with much to offer! As you enter the house the foyer opens up to the 2nd floor with a 2nd floor foyer overlooking the front entrance with a large window bringing in lots of natural light. As you walk in, to the right is the living room/dining room combo. The two areas are separated with columns and arches giving each space its individuality with plenty of room for entertaining. As you make your way through the entry way hall you enter the family room/kitchen/eat in area with 1 guest bedroom and 1 full bath all located downstairs. Large sliders off the eat in area leading out to a covered patio. Lots of storage space on the first floor including a 3-car tandem garage. Upstairs includes 3 quest bedrooms, 1 quest bath, laundry room, Master bedroom with large ensuite offering 2 separate vanities, a large stand-up shower and a garden tub for relaxation after a long day at work. If this wasn't enough, the 2nd floor also offers a large bonus room with double doors that can be used as a game, additional family or movie room!! The interior recently received a fresh coat of white paint. The exterior was painted, and a NEW ROOF installed in 2020! This house is perfect for a large or growing family! The community offers golf, a large country club for gathering and entertainment with restaurant, a pool for relaxation and exercise, large fitness center, playground, park and tennis. The house is located minutes away from I-75, nearby shops, restaurants, movie theater, including Wiregrass Mall and the Tampa Premium Outlets, family game entertainment and much more. Don't miss out on this perfect opportunity! This house and location are a must see!
Source: STELLAR #t3526901
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3526901
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3526901
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