1053 CHATTAHOOCHEE DR, Bonaire, GA 31005
STUNNING 5 BEDROOM 4 BATH HOME WITH LUXURIOUS HEATED INGROUND POOL WITH SPA LOCATED ON .97 ACRE PRIVATE LOT IN HIGHLY DESIRED RIVERBEND PLANTATION SUBDIVISION FEATURING 3 CAR GARAGE & ZONED FOR EXCELLENT SCHOOL DISTRICT & COUNTY TAXES ONLY! This Fabulous 2 Story Home is Well Maintained & features Energy Efficient FULL BRICK EXTERIOR w/ Cedar & Stucco Accents & Beautifully Stained Double Front Door with Transom. The Interior boasts of Beautiful Engineered Hardwood Flooring, Gorgeous Light Fixtures & Exquisite Moldings & Trim throughout. When Entering this Amazing Home you will be fall in love with the 2 Story, Open Foyer with Wood Staircase & Gorgeous Metal Railing & Access to the Elegant Formal Dining Room featuring Decorative Judges Panels. The Kitchen is a Chef's Dream offering Beautiful Custom Cabinetry, Granite Countertops, Oversized Island with Farm Sink & Breakfast Bar, Built in Oven & Microwave, Smooth Cooktop w/ Decorative Hood Vent, Custom Built In Pantry, All Stainless Steel Appliances Remain to Include Refrigerator & Gorgeous Breakfast Area w/ Designer Shiplap Accent Wall & Access to Beautiful Keeping Room featuring Vaulted Ceiling w/ Custom Floating Wood Shelves & Shiplap Accent Walls Designed around the Gorgeous Stone Fireplace w/ Cedar Mantle & Stone Hearth & Surround. The Keeping Room has Access to a Private Guest Bedroom & Full Bath that is a Perfect Mother In Law or Guest Suite. The POPULAR OPEN FLOOR PLAN showcases a Large Great Room w/ Vaulted Ceiling & Gorgeous Windows for lots of Natural Lighting & Beautiful View of the Backyard. The Main Floor also features a Huge Primary Suite w/ Sitting Area, Designer Double Tray Ceiling, 2 WALK IN CLOSETS & Oversized Primary Bath featuring Separate Vanities w/ Shiplap Accent Walls, Whirlpool Tub & Large Custom Tile Shower. The Additional Guest Bedroom with Access to Full Bath & Keeping Room is also located on the Main Level on the Opposite Side of the Home. The Upstairs features 3 Nice Guest Bedrooms w/ 2 Full Guest Baths & 1 of the Bedrooms offers a Private Bath which makes a Perfect Teen Suite/Game Room/Playroom/Media Room/etc. Enjoy Relaxing or Entertaining on the Beautiful "Game Day" Back Porch with Gorgeous Stained Wood Ceiling & TV Hook Up while overlooking the Luxurious Gunite In-ground Pool & Spa w/ Pebble Finishes featuring Ozone System, 2 Waterfall Features, Water Slide, Tanning Ledge, Swim Up Bench & Custom Trellis for Additional Privacy. This Spacious Backyard also offers a Fire Pit Area w/ Beautiful Landscaping, Privacy Fence & Upscale Metal Fencing Across the Back Property Line for Gorgeous Views of Nature & NO BACKDOOR NEIGHBORS. There is also an Extended Patio that is Perfect for Grilling & Outdoor Dining. Other Features Include Spacious Laundry Room w/ Cabinetry for Additional Storage, Custom Built In Mud Bench off the Garage, Stained Barn Doors, Beautiful Tile Flooring in the Baths & Laundry Room, CARPET ONLY IN BEDROOMS, 2" Blinds, Gutters, Full Sprinkler System & More!
You may be able to put down less than the total down payment amount of $245,064 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10379060
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.