10516 Moshie Ln, San Antonio, FL 33576
3 beds · 2 baths · 1,922 sqft
What an extraordinary time to buy a home at Tampa Bay Golf and Country Club. Both the 18-hole Champion Course and 9-hole Executive Course have recently been remodeled. The Fitness Center also has been redone with State-of-the-Art equipment including treadmills, stationary bikes, rowing machines and other fine work out equipment. Pickleball enthusiasts have 2 courts. Do you need a home that offers plenty of room for entertaining guests, do you need space for your hobbies or an indoor pool table? Look no further this home will fit the bill. Entering the great room, you can immediately see the living room, two dining areas, a huge sunroom and conservation view. Two screen enclosures on either side of the sunroom you gain access to from sliding glass doors. Split floor plan with primary ensuite on the left side of the home. The primary bedroom has a large walk-in closet, linen closet, two vanities, large step in shower with two shower heads, and private water closet. All bedrooms have ceiling fans and light kits. The HVAC system was replaced in 2023. Roof replaced in 2016. Home has been freshly painted both inside and out. Vinyl plank flooring was just installed throughout the home. Home has Ring bell and WIFI controlled thermostat. Garage door also includes a side-by-side screen door. Garage door has windows and two remote control for electric garage door. There are many activities planned throughout the year at TBGCC including travel excursions: Craft making, exercise classes, Zumba, body sculpting, regulations Billiard tables, shuffleboard and bocce. Champions Grill and Pub serves lunch and dinner. This community owned country club is situated on 730 acres of land with lush fairways, ponds, lakes, rolling hills, and conservation land which is truly breathtaking. Banquet, club house, auditorium, library, and office center are other great perks you have access to. Tennis courts are immaculate. A one-time initiation fee is charged at closing $3,500.00 when you buy this home this entitles use of amenities. A variety of golf packages are available to choose from. Did I mention warming up for a game of golf at the Aqua Range? This home is a 40-minute drive to TPA airport. Minutes from shopping malls and hospital. Less than 1 ½ hours to Gulf Beaches. Don’t let this home slip away see it today. Professional photos will be posted tonight. Professional videi attached with aerials of the community.
Source: STELLAR #w7869959
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7869959
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7869959
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