10514 Sleepy Orange Ct, Riverview, FL 33578
5 beds · 3 baths · 3,264 sqft
Just Imagine this is your Assumable VA Loan 2.25% and NO CDD. Solar Power Panels are included in the asking price. Call me and let's discuss this fantastic opportunity because it's impossible to build for the asking price with all the upgrades included so don't wait. Here are all the upgrades which include Refrigerator, Dishwasher, Garbage Disposal all one year. 2 Air Condition Units 2 years and has Ultraviolet light purification. Water Softener is less than a year old, Water Heater is less than a year old. SOLAR POWER IS COMPLETEDLY PAID FOR, no debt to you. House freshly painted less than a month interior and exterior. New Roof with a warranty. Entire home Water Softner. Hard Wood floors in family room and upstairs master bedroom and foyer. Now you have read about the upgrades let's talk about this Monte Carlo floor plan house with a beautiful view of pond from Master Bedroom and backyard with fountain and lights at night. Each bedroom is large, there are no runt rooms here! Your master suite features a walk-in shower with newly added title backlash, garden tub, dual closets, and plenty of room to unwind after a long day at work. A Bedroom and full bath is located downstairs for your guest. Enjoy your screen in covered lanai and fenced yard while taking in the beautiful pond and tropical plants and trees. A sizable three car tandem garage gives you plenty of room to park three cars or your boat/jet skis/motorcycles. You name it, it is bound to fit in this huge garage. These are just a few of the upgrades you must see this home for yourself. Centrally located, minutes from McDill AF and Tampa with tons of shopping and dining nearby. Assumable VA Loan 2.25%. NO CDD and small Electric bill. Why wait, this home could be yours!!
Source: STELLAR #TB8328037
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: STELLAR #TB8328037
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.