105 W Marshall St, Falls Church, VA 22046
5 beds · 5 baths · 4,159 sqft
Get a free consultation call with an expert in the mortgage assumption process.
🏡Welcome to 105 W Marshall St, an exquisite 5-bedroom, 4.5-bathroom custom built residence nestled in the heart of Falls Church City • This stunning home seamlessly blends luxurious living with everyday convenience, offering an unparalleled lifestyle experience with over 4,100 sqft of living space • As you step into the grand foyer, you'll be greeted by an atmosphere of elegance and sophistication • The main level boasts a spacious office with custom shutters, perfect for remote work or study • The formal dining room and living room with gas fireplace provide exceptional spaces for hosting memorable gatherings, while the sitting room offers a quiet retreat • The gourmet kitchen is a chef's dream, featuring gas-cooking & stainless steel appliances, granite countertops, ample counter space for culinary creations, and a breakfast area with French Doors to the backyard • A convenient powder room completes this level • Ascend to the upper level, where the primary suite awaits as your private sanctuary • This luxurious retreat includes a spa-like bath with a soaking tub, separate shower, and dual vanities, along with two expansive walk-in closets • The second bedroom features an ensuite full bathroom, while two additional bedrooms share a well-appointed Jack and Jill bath, ensuring comfort and privacy for all • The lower level is a haven for recreation and relaxation, featuring a generous rec room perfect for entertainment • The fifth bedroom, accompanied by a full bath, is ideal for guests • Additionally, a large storage/utility room provides ample space for extra storage • Walkup stairs lead to the fully-fenced backyard, offering easy access to outdoor enjoyment • Oversized 2-car garage w/ 2nd Refrigerator • Conveniently located just minutes to the East & West Falls Church METRO Stations • Easy access to commuter routes I-66, 495, Route 7 & Route 50 makes commuting to DC/Arlington/Tysons/Reston and beyond a dream! • Nearby shopping, dining, parks, and entertainment in downtown Falls Church City, including: the new Whole Foods, Founders Row, Birch & Broad, West End & more! • Falls Church City School District • Love where you live, welcome home!
Source: BRIGHT #VAFA2002880
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFA2002880
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.