105 Terilyn Ct, Greenville, SC 29611
3 beds · - baths · sqft sqft
Welcome to your new haven at 105 Terilyn Court, a remarkable 3-bedroom, 2-full bathroom home exuding charm and modern updates. This inviting residence is move-in ready and awaits its new owners to create lasting memories. Step inside to discover brand-new Pergo luxury plank flooring adorning the main level, with fresh carpeting in the secondary bedrooms and an upstairs room. The open floor plan seamlessly connects the living spaces, providing ample room for entertaining guests while maintaining privacy between the master suite and secondary bedrooms. The expansive master bedroom boasts a generous walk-in closet and a luxurious en-suite bath complete with a separate shower, garden tub, dual sinks, and a private toilet closet. Natural light floods the interior, highlighting the new plank flooring that gleams throughout the home. Embrace culinary adventures in the spacious kitchen, equipped with an abundance of counter space and all-new stainless-steel appliances. Upstairs, a versatile room awaits, perfect for a kids' play area, a cozy family room, or a private office space for remote working families. Beyond the stylish interiors, the exterior of the home captivates with a harmonious blend of vinyl siding, hardy board planks, and stone accents - creating a picture-perfect curb appeal. Situated in a well-established neighborhood with no HOA fees, this property offers both convenience and tranquility. Located less than 5 miles from downtown Greenville and just 17 miles from Greenville-Spartanburg International Airport, this residence combines suburban serenity with easy access to urban amenities. With the home currently vacant and move-in ready, your next chapter begins today. Don't miss out on this exceptional opportunity!
Source: GREENVILLESC #1540029
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1540029
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1540029
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.