105 Steppeside Ln, Moyock, NC 27958
5 beds · 3 baths · sqft sqft
Back on the market 1 day before closing due to buyer financing falling through. This stunning, like new, 2021 home has all the upgrades you've been looking for! Offering 5 bedrooms & 3 full bathrooms nestled on half an acre of picturesque pond front. Step inside to find 10 ft ceilings, tons of recessed lighting and beautiful LVP flooring throughout. At the entrance you are greeted with french doors leading to a playroom or what could be an office. The open concept floor plan seamlessly connects the kitchen to the living and dining areas, perfect for entertaining and convenient living. The gorgeous & modern farmhouse kitchen features sleek white quartz countertops, gas stove, double ovens & under cabinet lighting. The living room adds warmth & comfort with a focal point of a gas fireplace framed with brick extending to the ceiling. Downstairs you will also find one bedroom and one full bathroom. Moving to the second floor step onto a huge landing for additional living space. Retreat to the spacious primary bedroom featuring 2 large closets and luxurious bathroom with tiled shower and separate water closet! The laundry room, including a sink, provides connivence & functionality being located on the second floor. You won't run short on space with the remaining 3 bedrooms! The outdoor space is equally impressive with a beautifully landscaped yard with sprinkler system enclosed with a sturdy vinyl fence for privacy. A huge 3 car garage for your vehicles, lawn equipment & toys. Relax on the covered screened porch where you can savor the captivating pond views. Additional upgrades include: Generac hookup, 2 extra gas lines ran, tankless hot water heater, turned septic to allow for a pool, 50 year fence manufacture warranty & more! Don't miss your chance of owning this beautiful home in the Glenmoor subdivision of Currituck! Offering assumable 2.5 percent loan to VA eligible buyers!
Source: NORTHCAROLINAREGIONAL #100448890
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100448890
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100448890
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.