105 Pine St, Greer, SC 29650
3 beds · - baths · sqft sqft
Welcome to 105 Pine Street in Downtown Greenville just minutes from Main Street, Unity Park and the Swamp Rabbit bike trail! Located in the Popular Hampton/Pinkney area. This 2 story, 3 bedroom, 2 1/2 bathroom home is less than 3 years old and has been loved and maintained and it shows! As you approach the home you will love the curb appeal, mature land scape, the beautiful wood front door and the inviting front covered patio area. When you enter you will appreciate the large living room with plenty of natural light and the beautiful gas log fireplace that was done with shiplap, a stunning wood mantel and a natural stone base hearth. This is sure to be the focal point in the home. This home has beautiful laminate floors throughout the main floor and tile in the full bathrooms. There is a walk-in laundry room with plenty of cabinets, a counter top folding area and spunky accent wall paper to help make the task of doing laundry enjoyable. The powder room down stairs also has beautiful accent wallpaper giving the space color and design. The large kitchen has plenty of cabinets, granite counter tops, stainless appliances with a gas range and modern vent hood. You are sure to love the large island that comes with plenty of drawers and cabinets for additional storage. This island is perfect for entertaining and includes a built-in microwave. There is a nice size pantry with a barn door in the kitchen. Adjacent to the kitchen is a large dining space with access to the back yard. The home includes custom Zebra blinds throughout most of the home that gives you lots of light but also privacy if needed. Up the wood stairs are the 3 bedrooms. The primary suite comes complete with a walk-in closet, full bathroom with a double vanity, large shower stall and a built-in shiplap headboard. The 2nd bath also includes a double vanity, and full-size tub. Outback there is a newer brick paved patio and fenced in yard. Giving you entertaining space and private yard space. The home has hard board siding, energy rated windows, tankless hot water heater, google thermostat and is equipped with high-speed internet capability. Parking includes your own paved side driveway. This home is better than new and has NO HOA! Don’t miss out on your chance to live in beautiful downtown Greenville close to all the amazing shops, restaurants and events.
Source: GREENVILLESC #1534988
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1534988
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1534988
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.