105 Pacer Ct, Waleska, GA 30183
3 beds · 2 baths · 1,232 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Resort style living at its best! Gated community with golf, tennis, lake, marina and more! This almost new 3bd/2ba home is only a few years old and still looks brand new. When you walk in you see the beautiful view of the back yard through the open concept. From the kitchen with white cabinets and granite countertops, stainless steel appliances, including the refrigerator, large, level kitchen island with breakfast bar, and open to the dining area and living area to the double glass doors opening up to the back deck and looking out at the beautiful nature in the back yard. Split bedroom plan with the master bedroom on one side with a private bathroom. Bathroom has white vanity, granite countertop and tile shower. The other side of the house has a guest bedroom, full bathroom, private office, and laundry. There is a suite on the terrace level, which is the main level. This suite is a finished bedroom/bonus room, with a closet door opening up to a stubbed bathroom and closet. The closet is also stubbed for a washer and dryer. This downstairs would be a great in-law suite with its own private entrance. It would also make a great vacation rental. The two-car garage is also on the terrace level (main level). The mountain views are beautiful with a small view of the lake. The neighborhood offers amenities galore!! Lake, boating, marina, golf, tennis, playground, and so much more! Live like you are on vacation or have a vacation rental.
Source: FMLS #7553659
Source: FMLS #7553659
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.