105 New Briton Ct, Bradenton, FL 34212
3 beds · 2 baths · 2,791 sqft sqft
Situated in the prestigious Stoneybrook Heritage Harbour, this 2,791 sq ft home on a spacious 1/3-acre lot with a partial water view embodies elegance, comfort, and Florida living at its finest. Featuring a brand new roof with a transferable warranty, this property offers peace of mind for years to come. The heated pool and spa create a private oasis perfect for relaxation and entertaining, all nestled in a quiet cul-de-sac. Step into the inviting den/study with bamboo flooring and crown molding throughout. The home also boasts a central vacuum system, hurricane shutters, and a new lanai. The two-car garage provides ample storage, while the main floor laundry room includes a washer, dryer, sink, and cabinetry for convenience. Designed for entertaining, the dining room features tray ceilings and tile flooring, adding sophistication. The family room matches with tray ceilings and tile flooring, creating an inviting main living area. The primary bedroom on the main floor serves as a true retreat, offering a spacious walk-in closet, carpeted flooring, crown molding, and an ensuite bath with dual sinks, a stand-up shower, a tub, and a linen closet. Two additional main floor bedrooms include carpeted flooring, ceiling fans, and ample closet space. The second main floor bathroom features a tiled tub and shower combination. The kitchen is both beautiful and functional, with granite countertops, two spacious pantries (one walk-in with slide-out shelves), cherry cabinetry, an eat-in area, and a breakfast bar. The living room includes built-ins, tile flooring, and crown molding, perfect for cozy gatherings. Upstairs, discover a versatile bonus space, ideal as an additional bedroom, rec room, or media room, complete with crown molding, built-ins, and a ceiling fan. This home offers unbeatable convenience, close to Costco, shops, dining on SR 64, and quick access to Hwy 75 for trips to Anna Maria Island, Lakewood Ranch, and Sarasota. Enjoy low HOA fees with no mandatory golf membership. Experience resort-style living with community amenities such as heated pools, a spa, tennis and pickleball courts, parks, playgrounds, a lake, and ball fields. The Heritage Harbour Golf and Eatery offers public play and membership options, so you can enjoy golf on your terms. Enjoy easy access to downtown Lakewood Ranch, Sarasota, airports, and premier shopping and dining. Whether it’s your year-round home or seasonal retreat, this property embodies Florida’s relaxed yet refined lifestyle. This is more than just a house; it’s an opportunity to live your best life. Schedule your showing today to see why this gem won’t last long. Don’t wait—your paradise awaits!
Source: STELLAR #a4617390
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4617390
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4617390
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.