105 Lake View Ct, Kingsland, GA 31548
4 beds · 3 baths · 2,408 sqft
Located in the Laurel Island Golf Course community on a cul-de-sac - a freshly painted 4 bedroom, 3 bath home with a lake view from its in-ground screened in pool and fenced back yard! This move-in ready home features a separate formal living and dining room that easily could be used as office or extra recreational space. This open concept living area features oak cabinetry, granite counter tops, breakfast bar and breakfast nook in the kitchen area. High ceilings, fireplace and wood flooring in the living area that opens up to the fantastic outdoor living area with a lot of room for patio furniture, entertaining areas and is fully enclosed with a bird cage screen enclosure overlooking the lake and fountain. Additional patio slab outside enclosure. The split bedroom plan is the owner's suite on one side with high ceilings, private bathroom with separate shower, whirlpool tub and large walk in closet. Two great sized spare bedrooms are located in the front right side of house with a guest bathroom. Last spare bedroom is located in it's own corner of home with full bathroom right outside of door and access to pool! Laurel Marsh is apart of the Laurel Island Golf community - amenities include a community pool, tennis courts, and play area. Located close to Kings Bay Sub Base, shopping, schools, restaurants and I-95. 30 minutes to Jacksonville international airport. Less than 45 minutes to FLETC, Brunswick, Georgia and Florida Beaches
Source: GAMLS #10414900
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10414900
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10414900
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