105 Laguna Ct, Sanford, FL 32773
3 beds · 2 baths · 1,330 sqft
Under contract-accepting backup offers. Welcome to 105 Laguna Ct, where comfort meets convenience! This beautifully maintained home features a recently updated kitchen (just 1.5 years ago) that’s sure to impress any home chef. Outfitted with top-of-the-line appliances and modern finishes, it’s the heart of the home you’ve been dreaming of. Most of you big cost items have been replaced recently! Roof is 2018, Water Heater is 2021, AC is 2023, and the Garage Door in 2024. Enjoy peace of mind with a whole-house water filtration system and the benefit of being perfectly positioned for easy commuting and weekend adventures. You’re just minutes from major routes including 417, 17-92, and Lake Mary Blvd. Sanford International Airport is a mere 3 miles away, downtown Sanford is a quick 10-minute drive, and downtown Orlando is only 20 minutes from your doorstep. Enjoy the outdoors in the open back yard and the large screened in porch, and catch the launches from the front yard! Whether you're looking for a stylish home base or a savvy investment, 105 Laguna Ct is move-in ready and waiting for you. Come see what makes this Sanford gem stand out!
Source: STELLAR #V4942075
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #V4942075
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.