105 Jasper Dr, Stockbridge, GA 30281
3 beds · 2 baths · 3,833 sqft
Welcome HOME!!!! Start out your summer with the beautiful amenities at Manderely and Monarch Village. New paint throughout. When you enter the front door you have that I am home feeling it is a perfect blend of comfort and practicality. Offering 3 bedrooms and 2 full baths, this residence has generous and comfortable living space. The ground floor is home to the oversized owner suite with ample room for oversized furniture. For your family gatherings you won't have to worry about room, the living room is spacious with an inviting fireplace you'll also discover a spacious dining room and kitchen that compliment the home creating an ideal setting for hosting gatherings. If this isn't enough room there is a full basement ready for expansion. Unlimited possibilities with this house. Step outside onto the inviting screened-in patio, where you can relax and bask in the beauty of the outdoors. This yard looks like Callaway Gardens in the spring with all the mature azaleas, boasting a private backyard that offers a tranquil sanctuary for relaxation. The lot is approximately 2 plus acres and ideal for outdoor fun. The neighborhood itself offers resort-style amenities, including a swim/tennis community, an impressive zero entry mega pool with a water slide, mushroom fountain, and splash pad, a clubhouse, a soccer field, Lake Monarch with a charming fountain, a fishing dock, a picnic area, walking nature trails, a playground, and 7 tennis courts, just to name a few. This is a must see and convenient to interstate and shopping and dining.
Source: GAMLS #10469466
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10469466
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.