105 Glen Rose Cir, Irmo, SC 29063
4 beds · 3 baths · 2,600 sqft
Welcome Home to this Diamond that shines as it has been polished up! This 4 Bedroom, 2.5 Bath Family home boasts about 2600 heated sf with every detail of class & sophistification in this vinyl sided home in the Misty Glen subdivision of the National Award winning Lexington/Richland Five School District of Irmo, SC. The recent upgrades include a newer 14 Seer 3.5 Ton Heat Pump & new ductwork on 3/28/2022, new electric Hot Water Heater on 12/30/2021, a 6' wooden Privacy fenced in the rear yard 9/12/2022, Kitchen cabinet remodel & added the Ceramic Tile Backsplash in 2024, wooden Deck added by Three Seasons 8/29/2023, Poured concrete sidewalks & Patio & the Seller has added vapor barriers & encapsulated the Crawl space as well. As you open the front door to this Open Floor plan you see the Mahogany Engineered Hardwood floors throughout & custom stencil-painted walls & the nine foot plus ceilings throughout the main floor. The Formal Living room and Dining Room with Bay window, custom moldings galore & walls painted to mimic Venetian Plaster perfect for entertaining! The large Ceramic Tiled Kitchen & Breakfast room with Bay window have butcher block countertops, Ceramic Tiled Backsplash & walls, stainless steel appliances, newly resurfaced wooden white Cabinets & pantry. The Great Room is a dark motif perfect for lounging with your ceiling fan or watching movies with French doors leading to the huge Screened Porch & newly added wooden deck for grilling & entertaining on the Patio in the landscaped fenced rear yard. The laundry room and a half bath complete the first floor. As you go upstairs notice the detail of the triangle medallions on every wooden step. Brazillian Cherry flooring takes you to the living quarters of the Master bedroom with a Tray ceiling & fan, private ceramic tiled Bath with private toilet room, separate tiled shower & separate garden tub with a solid surface double vanity & huge organized walk in Closet. The two bedrooms have hardwood flooring & private closets but share the Full hall Ceramic Tiled Bath with a Tub Shower combo & vanity. The FROG with three closets for storage can be a workout room or Fourth Bedroom. Huge Two Car Garage & More!
Source: COLUMBIASC #603466
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: COLUMBIASC #603466
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.