105 Carriage Ln, Simpsonville, SC 29681
3 beds · - baths · sqft sqft
If you love to entertain, you won't want to miss this home. Three bedrooms, a flex room, an oversized garage that would make an amazing man cave, two full bathrooms, and a screened in porch overlooking over half an acre where you can put up a TV and some comfy outdoor furniture! Don’t miss this home located off of woodruff road! Completely remodeled brick ranch located in the established subdivision of Colonial Acres in PRIME location! Find the dining space on your left, opening up to the kitchen - featuring all new white cabinetry with ample storage for all of your kitchen needs, a beautiful island with quartz countertops, brand new stainless steel appliances, and all new LVP flooring throughout the entire home. Walk into the living space with floor to ceiling painted brick fireplace with wood mantel. Find all bedrooms including the master down the hallway. The master bedroom features a walk in closet, full bathroom with marble tiled walk in shower, and luxury flooring. Outside, enjoy the large fenced in yard, the privacy of a screened in porch, fully powered outdoor workshop, and the convenience of an oversized two car garage with lots of storage. The garage has the original laundry room in the garage as well as creating an indoor laundry room as well!! The location offers great options for shopping, dining, and fun activities all just minutes away. Walk through the front door and enjoy this open floor plan! Schedule your showing TODAY!
Source: GREENVILLESC #1527987
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1527987
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1527987