105 Brentwood Dr, Leander, TX 78641
5 beds · 4 baths · 3,483 sqft
Get a free consultation call with an expert in the mortgage assumption process.
*This home was temporarily taken off the market for some great updates! All 40photos are new!* ALL interior walls, ceilings, trim & kitchen cabinets have been professionally painted a light, bright color. Exterior was painted as well! Back fence was completely replaced, front sidewalk replaced, all light bulbs LED daylight, HVAC was replaced 2024 & hot water heater replaced in 2024** Do you want to live in the house that everyone wants to gather at? Do you want to grill in the backyard, watch sports on the patio, and swim like crazy? Do you want to live in the Berry Creek CC community? Do you want to enjoy your morning coffee on a wrap around porch? This is your home! Enter the front door to soaring ceilings, an open living room & the formal dining room in the distance. 5 beds, 3 full baths, 1 half bath. Bedrooms are large! There are actually 2 primary suites, 1 super large one upstairs and a smaller one downstairs. Both, of course have their own en-suite bathroom. Plenty of room to accommodate friends & family during the holidays. 2 dining areas + THREE living areas. One spacious room upstairs can be either a living area/ large office/ or large bedroom with a closet. It was designed to be a bedroom. Serving the upstairs bedrooms is a full bathroom with dual vanities & another area with a door with the tub/shower combo & commode. The wood stairs leading to the 2nd floor were recently replaced. Downstairs also features a powder room. Living room & formal dining room greet you as you walk in. Gorgeous real wood floors. Family room features a wood burning fireplace. Kitchen is open to family room & features all electric cooking, breakfast area with wall of windows,center island & plenty of counter space.he most fun part is the outdoor living with a great in-ground pool, large covered patio. Pool is maintained by pool company. Backyard is fenced. Location: Close to IH35, Hwy 195 & Toll Road 130. Groceries in 10 minutes. 5 minutes to Berry Creek CC.
Source: ACTRIS #4124012
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #4124012
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.