105 Bass Pointe Ln, Chapin, SC 29036
3 beds · 3 baths · sqft sqft
Welcome to this beautifully maintained one-story home that truly has it all! As you step inside, you’ll be greeted by gorgeous Brazilian Cherry floors that flow seamlessly throughout the main living areas. The open floor plan ensures effortless entertaining, with the kitchen perfectly connecting to the Great Room, which features a cozy natural, gas fireplace and custom-built cabinetry. With vaulted ceilings in all the bedrooms, enjoy the airy and spacious feel in each bedroom, including the luxurious owner’s suite, which offers additional space for a home office or sitting area. The ensuite also boasts a large walk-in closet, dual vanities, and a relaxing garden tub. The central vacuum adds convenience for easy cleaning throughout the home. Large attic access provides great storage options. Step outside into your private retreat! The backyard is designed for both relaxation and fun, featuring a outdoor fireplace, saltwater pool and a new Jacuzzi for year-round enjoyment. The screened-in porch is an entertainer’s dream, complete with a natural gas grill and mini fridge—perfect for hosting outdoor meals. The new roof (less than a year old) comes with a 50-year warranty, offering peace of mind for years to come. Join the Timberlake Country Club and you’ll have access to a variety of amenities including golf, clubhouse, marina, a community pool, and tennis/pickleball courts. Zoned for highly sought-after Lexington/Richland 5 schools- Don’t miss out on this incredible home! It’s move-in ready and waiting for you.
Source: COLUMBIASC #594680
Interest rate and monthly payment estimated based on public records.
Source: COLUMBIASC #594680
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #594680