10489 113th Ave
Largo, FL 33773
4 beds · 2 baths · 1,883 sqft
$399,000
Get prequalifiedAbout this home
Dive into Florida Living! Imagine a home that flows as seamlessly as your Florida lifestyle. This beauty has new interior paint, luxury vinyl plank in living and wet areas, and offers an effortless open floor plan that features a welcoming living room and a stylish, updated kitchen, complete with newer stainless steel appliances and a walk-in pantry for all your culinary creations. A dedicated flex space off the kitchen can become your formal dining room or a cozy den – the choice is yours! Downstairs, you'll find three bedrooms with new carpet. Unwind in the spacious main bathroom featuring double sinks and a luxurious fully tiled shower. But wait, there's more! The coolest feature might be upstairs. The sprawling primary bedroom suite boasts a large bedroom, an additional loft area – ideal for a reading nook, at home office or private sitting area – and a bathroom for ultimate relaxation. Enjoy the fenced backyard with a large paver patio, perfect for hosting barbecues, letting pets play, or simply soaking up the sun. Peace of mind comes with a recently replaced water heater (2024) and an A/C unit and roof that are both in excellent condition (installed 2016). Location is Key! This gem is just minutes from the amazing white sandy beaches you crave, while also being close to Lake Seminole, numerous parks, and all the shopping and dining options you could ever desire. Schedule your showing today and start living the Florida dream!
Source: STELLAR #T3539473
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.