10480 Truckee St # A, Commerce City, CO 80022
2 beds · 2 baths · 1,348 sqft
Welcome to your new home in the highly desirable Parkside at Reunion community! This beautifully maintained 2-bedroom, 2-bathroom carriage-style condo offers the perfect blend of comfort, style, and convenience. With all living spaces thoughtfully situated on one level, this top-floor residence ensures privacy and effortless living. Step inside to discover a spacious open floor plan beaming with natural light through the entry, kitchen, dining, and living areas. The inviting living room is anchored by a cozy gas fireplace, perfect for relaxing evenings at home. Adjacent to the living area, the well-appointed kitchen boasts granite tile countertops, maple cabinetry, and a stylish backsplash, creating an ideal space for cooking and entertaining. Two private terraces extend your living space outdoors — one off the dining room, perfect for entertaining, and a more intimate balcony off the primary suite for quiet moments. The primary suite is a true retreat, featuring a private balcony where you can unwind with your morning coffee. The en-suite bathroom offers a luxurious five-piece layout, complete with dual sinks, a stand-up shower, a relaxing soaker tub, and ample counter space. A spacious walk-in closet provides plenty of storage for all your wardrobe essentials. Noteable highlights include a convenient laundry room, air conditioning for year-round comfort, and attached 2-car garage offering both security and additional storage space. Parkside at Reunion residents enjoy fantastic community amenities, including a recreation center, swimming pool, scenic walking trails, parks, and a nearby coffeehouse. With easy access to E-470, DIA, and just 30 minutes from Downtown Denver, this home offers an unbeatable location for both work and play. Don't miss the opportunity to experience this turn-key property that blends modern updates with thoughtful design. Schedule your showing today and discover what makes this home truly special!
Source: RECO #6944488
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #6944488
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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