10467 Tara Beach Cir, Jonesboro, GA 30238
3 beds · 3 baths · 2,248 sqft
Nestled in the serene Tara Beach Estates neighborhood, this stunning home offers 2,248 square feet of spacious living. Built in 2001, this residence combines modern comfort with timeless appeal, situated on a cozy lot that maximizes privacy and outdoor enjoyment. Step inside to discover a bright and open floor plan, featuring a welcoming foyer that flows into a generous living area-ideal for entertaining or relaxing by the fireplace. The kitchen boasts ample cabinetry, sleek countertops, and a convenient breakfast nook, making meal prep a delight. The main level includes a versatile bedroom and full bath, perfect for guests or a home office. Upstairs, the oversized primary suite is your personal retreat. Outside, enjoy a low-maintenance yard and a rear patio-great for summer barbecues or quiet evenings under the stars. The attached 2-car garage provides ample parking and storage. Located just minutes from Tara Boulevard's shopping and dining, and a short drive to I-75 for easy Atlanta access, this home blends suburban tranquility with urban convenience. Priced competitively in a sought-after Jonesboro community with no HOA, 10467 Tara Beach Circle is a rare find. Don't miss your chance-schedule a showing today and envision your future in this Tara Beach gem!
Source: GAMLS #10470313
Financials
Source: GAMLS #10470313
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.